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One of many several lethal mistakes is sloth taken from your pet that doesn’t move around too much. Your pet, sloth, is even also very lazy to look for foods occasionally, and would likely hang on a shrub for many days without having ingesting. That is countered by the fact that their metabolism minute rates are sluggish, to allow them to select days and nights with no foodstuff. Still, the sloth isn’t what you should get in touch with a In .fitInches pet, and are comparable to a sloth if you do not workout.
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With the emergence of online transactions using plastic cards there was emergence of theft using stolen credit cards, so in lieu of stopping crime payment card industry or PCI compliance was set. PCI compliance is basically a set of rules or standard procedures introduced by PCI Standards Council to be followed during every online transaction using credit cards. Every business owner has to pay a certain amount to ASV (Approved Scanning Vendor) in lieu of checking themselves for PCI Compliance along with an approval to scan their websites and test web servers for PCI compliance in case required. Thousands of automated tests for security checks are run through these ASVs. This is actually an initiative taken by all credit card companies to keep their system safe and secure from any kind of fraudulent transaction hence forcing business owners maintain their system safe and secure while payments through credit cards.

Being an online business owner locating an ASV and getting tested for PCI compliance is must. Since PCI compliance is a mandatory condition for all business owners whose payment is processed through credit cards. PCI scanning is a quarterly affair as set by PCI standard council but some companies offer the same daily. These PCI scanning mainly focuses for any issues during any online transaction. In case of any issue the system automatically resolves the issue and passes the server or website as per PCI compliance requirements. In such cases it is very unlikely for the issues to emerge again.

Though compliance is not a law but having a PCI compliant online business system is advisable. One has to aware of threats prevailing in online business transactions through credit cards. Well for a making a safer online business by the use of cards negligence on part of compliance is strictly not recommended, as this could harm ones business and reputation, even one could be barred from the usage of cards as a mode of payment. Having a compliance scanning for PCI requirements some companies also offer web seals to business owners. This helps in boosting sales by attracting customers looking for safer transactions.

Once customers are assured that their payment is secured, certainly an increase in traffic could bring more business to owners having PCI compliant sites along with web seals.

Cybercrime has caused a tremendous loss both directly and indirectly as far as small and medium enterprises are concerned, be they online or not. Amassing thousands of dollars as cyber criminals’ illegal means affecting time and productivity has become a growing concern not only to big companies but also among small time business owners. With this emerging fraud online, all the more online marketers must take precautionary measures to protect their online business.

Marketers have to understand that cyber security threats are just around the corner anytime. In fact, the Government Security Breaches Survey discovered that almost three-quarters (74%) of small enterprises reported a security breach last year, and has increased in the years 2013 and 2014. This goes to show that SMEs are now being targeted by digital criminals.

Why do hackers target small businesses?

Businesses relying on Internet and online transactions are susceptible to fraud and theft. It’s hard to track hackers or cybercriminals as they are lurking in anonymity but they have one thing in common – to sneak and get your money and property. They have a devious means to target not only big companies but also the SMEs capitalizing on their weak security. While there are frauds happening in big companies, the small businesses are becoming the easiest prey among the cybercriminals.

As supported by Ross Walker, Symantec’s director of small business said that hackers are going after ‘low hanging fruits’. Said ‘low hanging fruits’ refer to the companies that have less security awareness and do not have the proper defenses in place.

Compared to bigger organizations with tighter security measures in place, these types of companies care less of being targeted because of the notion that they are just a small company with nothing to offer. But hackers’ secret confession all depends on what they can reap when the target is already laid down in the open.

Small businesses are an appealing target because they don’t have information infrastructure and security solutions to detect penetration and frauds.

What if your online business is attacked?
Well, hacking has already become a normal thing in any online business. Website developers are all the more informed and aware of this already. So, what if your website is attacked? The answer is simple! Start with getting a good web developer to secure your site all the time. While cybercrimes are inevitable, they can somehow be prevented if you know the right thing to do.

If you suddenly noticed that a monetary transaction is done in your account, especially if it’s a huge money transfer from a certain place or somewhere else where you don’t do business done in incognito, chances are, you have been hacked! Contact your bank immediately and report this matter to your web developer so he can do something about it, change the settings, perhaps, or block the fraud.

Immediate action is necessary in cases like this. As soon as you have identified an incident, act right away. By doing so, you will more likely get your money back, undo the transaction or minimize the damage as per reports.

However, prevention is still, always better than cure. If you notice any initial intrusion by an unidentified person, change your passwords right away and keep an eye on your account balances – your personal funds and that of your employees’.

If you want to fight against these cyber hackers, you may use a software to bog them down and disarm them. Mykonos Web Security Software is one of the programs that can help you fight back. This San Francisco-based company program can deceive the criminals by reverse-hacking: sending them on wild goose chases using falsified information, bogging them down with the wrong information, and slowing down their Internet machines literally until they cannot do anything online at all.

The best thing to do is to actually become observant all the time, keeping malicious transactions from happening, and not allowing any unauthorized person opens your admin account. Your website developer can actually help you in this matter.

Your online business is too precious to compromise. Don’t allow cybercrimes block you from getting into the ladder of success in online business. Get the best web developer to develop your business website with complete security against cyber fraud. Tap their expertise immediately!

We live in an era of style even in the busy and hectic life. At times, it becomes very difficult for most of people to go to market to shop. Keeping in view the growing demand of online shopping, entrepreneurs have created many shopping portals online that are very inspiring and profitable for the customers.

Online shopping is rapidly becoming the first choice of people in the world for modernized or traditional shopping. Gradually, online shopping is being accepted as the new and fashionable way of shopping. It is becoming popular because people have many other things to do in their busy life and shopping online saves time in numerous ways.

The process of shopping online has become very simple and easy. We have plenty of examples of sites that facilitate online shopping in the United Kingdom, where you can easily make purchases online with great offers and discounts. You can also find a directory of online shopping; which will help you to ensure safe access and security of your details. So you can shop online with great conviction. You can also easily get all the details about the range of products, services delivery, price, special offers and gifts, etc.

Online purchases are not only safer, but it is now easier than ever. Shopping online can be as easy as consumers wish it to be. Internet shopping can be full of fun, very easy and convenient. One advantage of shopping online is that one will be able to use the power of the internet to find the best deals available for items or services in the markets of the world. Search engines will help you to find high quality products in a simple and easy manner.

Another advantage of shopping online is one can also quickly find the offers of items or services with many different suppliers just by sitting at one place. Perhaps the best potential locations for shopping centers are available online. Online shopping is an online marketplace where numbers of stores of different brands provide their services under the same website for 24*7 that is made available everyday and every time of the year.

Shopping community generally refers to a group of buyers who are connected with each other online. They put forward their experience and information in the lengths of writings with the good and bad qualities of the goods that they have purchased. These comments and evaluations often help other buyers, especially those planning to purchase products via the Internet to make the right choice.

One of the main reasons that the consumers are not fine with shopping online is lack of awareness and knowledge about the quality of the products and retailers. While online retailers have a solid brand exposure to comfort the customers, which smaller retailers do not have. However, a major reason for the continuous growth in online shopping is due to the increasing confidence of customers in shopping the sites online. Other major factors are the wide selection of products that is available to customers online, the recent growth and efficiency of shipping companies dealing with Internet traffic, and growth of high-speed Internet.

While shopping online you can also send special gifts to your loved ones on special occasions, as there are online stores that provide the services to send gifts as well. Websites that are designed to send gifts online contain almost all types of gift items ranging from flowers to jewelry items, from chocolates to perfumes and games etc. that are designed for almost every type of special event in the life of the person.

Thus one can easily say that the online stores have brought a revolutionary and sensational change in today’s racing world with their great services and offerings. So do not waste your precious time in thinking about how to buy any product? Just go online and enjoy the facilities of the online store which will fulfill your desire with comfort and very conveniently. You will surely receive benefits in various online stores compared to shopping from the local markets.

Online shopping is becoming more and more popular each year as people embrace the convenience, selection, and low prices available when shopping online. In this article I speak to some of the pros and cons of online shopping.

There is something to be said for walking into a physical store and being able to see, touch, and easily ask questions about a product. One could argue that brick and mortar shopping is a more engaging experience, often filled with background music of some sort, along with the sights and sounds of other customers and clerks available to provide assistance when needed. Different products can be compared side by side with very little effort. One benefit of brick and mortar shopping is its organization, which allows one to locate the right department and the right shelf pretty easily. Everything the store offers is made available via a layout of straight-forward, logical departments. Online sites provide an organizational layout and text search capability, but this different way of locating a product of interest is one online shopping difference that takes some getting used to. Other benefits of brick front shopping is being able to get out of the house, exercise a bit, breathe some outdoor air and avoid cabin fever (this type of activity was quite important in the winter when I lived in Chicago).

People that are cautious in nature might find certain features of online shopping a bit hard to get used to, such as getting acclimated to what would be the equivalent of searching for merchandise with tunnel blinders that only permit a very narrow view of what is directly ahead of one’s eyes. Brick and mortar stores are physically arranged to make it more probable that certain items will be seen more than others. Online stores also provide focus on certain products over others. Most websites contain product descriptions, but the descriptions can be either too general or too detailed, making it difficult to compare two or more products on their features. If the shopper has a question that is appropriate for a human being such as a clerk in a store, where does the online customer go to ask the question? There is something lost in not having an informed person available to provide an immediate answer. Many popular online shopping sites now provide customer reviews-independent reviews provided by customers that have bought each product. These reviews go a long way toward providing enough detailed information about a product so one can determine whether or not to purchase it.

In the USA online shopping malls and websites address the limitations found in the online shopping process by offering near enough to a no-questions-asked return policy to ensure the happiness of the online customer. Even so, one downside of online shopping is having to wait to obtain the product, depending on whatever mode of shipping is selected. If a product needs to be refunded or returned for whatever reason, there’s the inconvenience of returning the product. This often involves a phone call and trip to the local post office, after which one waits again to either receive a replacement or refund. Compare this to just running the item and receipt back to a local brick front store and having either a refund or an exchanged product in hand within a few minutes.

Let’s talk about security. In a physical store, cash can be used, and if a debit or credit card is used the shopper gets to see who processes his or her card. Also, one is usually not required to provide personal information such as a name and physical address. Not so with online shopping, as the item must be addressed and delivered to a person at an address. Cash cannot be used online, so what entity processes the card and captures the personal information over the web? And how well is the personal information protected? One way to greatly reduce risk when shopping online is to use virtual credit card numbers. These numbers are provided by credit card issuers such as Citi and Discover, and can be used only once, so even if the credit card information is captured by some other entity during the transaction, it cannot be used to complete a second purchase. I use virtual credit card numbers when I shop online, and I highly recommend this practice.

Let us look at the benefits of shopping online. If the four-wheeled vehicle in one’s driveway is expensive to gas up, then it’s an obvious plus to be able to shop the virtual market and save transportation costs. It is also a “greener” arrangement-computers emit little or no carbon even when powered. For those who find it tiring to deal with crowds, there are none in cyberspace, and no lines to wait in during checkout. The magical online domain has no weather to hinder one, either-all shopping is done within a sheltered environment, safe from inclement weather. And there’s no need to worry about keeping one’s children together and in sight when online shopping. But perhaps the best feature of all is the cost savings that can be realized online. Online items can more often that not be purchased and shipped for substantially less, because the price doesn’t include any overhead costs associated with having a physical brick and mortar store. In most cases there is also no sales tax either, unless the merchant maintains some type of physical presence in the state where the item is purchased. For example, Amazon.com only charges sales tax on orders that are shipped to Kansas, North Dakota, New York or Washington, and Overstock.com only charges sales tax on orders that are shipped to Utah. To sweeten the deal, many merchants offer special online coupons, coupon codes and promotional codes that provide additional discounts.

As an example of the money that can be saved when shopping online, I bought a “Cuisinart Prep 11 Plus” food processor and used the online comparison shopping engine at Shopzilla.com to find the best deal, which was at Etronics.com for $172 with no sales tax and free shipping. A local Sears store had it listed at $199.99 and would have charged about $16 in sales tax for a total of $216. In this particular case I saved $44 (20%) shopping online and using Shopzilla to put online stores in competition for my business. And it only took me about 10 minutes of effort. With the advent of cheaper computing and increasing levels of online competition, people are generally becoming used to accessing the world through the eyes of cyberspace. So it is the coming thing, and a tide that is not likely to be turned. We as a society have adapted to other significant changes over time, such as the advent and convenience of air travel, trains and automobiles over horses, and online shopping is yet another paradigm shift we will adapt to.

In summary, when looking at the pros and cons of online shopping, the pros outweigh the cons, especially for items that are widely available and for which the best price is being sought. Shoppers save time and money buying what they need online and virtual store owners can run their businesses on far less overhead. The fact that the pros outweigh the cons is evident when one looks at the sharp increases in online shopping that have occurred on a global basis over the past few years.

Online shopping is becoming more and more popular each year as people embrace the convenience, selection, and low prices available when shopping online. In this article I speak to some of the pros and cons of online shopping.

There is something to be said for walking into a physical store and being able to see, touch, and easily ask questions about a product. One could argue that brick and mortar shopping is a more engaging experience, often filled with background music of some sort, along with the sights and sounds of other customers and clerks available to provide assistance when needed. Different products can be compared side by side with very little effort. One benefit of brick and mortar shopping is its organization, which allows one to locate the right department and the right shelf pretty easily. Everything the store offers is made available via a layout of straight-forward, logical departments. Online sites provide an organizational layout and text search capability, but this different way of locating a product of interest is one online shopping difference that takes some getting used to. Other benefits of brick front shopping is being able to get out of the house, exercise a bit, breathe some outdoor air and avoid cabin fever (this type of activity was quite important in the winter when I lived in Chicago).

People that are cautious in nature might find certain features of online shopping a bit hard to get used to, such as getting acclimated to what would be the equivalent of searching for merchandise with tunnel blinders that only permit a very narrow view of what is directly ahead of one’s eyes. Brick and mortar stores are physically arranged to make it more probable that certain items will be seen more than others. Online stores also provide focus on certain products over others. Most websites contain product descriptions, but the descriptions can be either too general or too detailed, making it difficult to compare two or more products on their features. If the shopper has a question that is appropriate for a human being such as a clerk in a store, where does the online customer go to ask the question? There is something lost in not having an informed person available to provide an immediate answer. Many popular online shopping sites now provide customer reviews-independent reviews provided by customers that have bought each product. These reviews go a long way toward providing enough detailed information about a product so one can determine whether or not to purchase it.

In the USA online shopping malls and websites address the limitations found in the online shopping process by offering near enough to a no-questions-asked return policy to ensure the happiness of the online customer. Even so, one downside of online shopping is having to wait to obtain the product, depending on whatever mode of shipping is selected. If a product needs to be refunded or returned for whatever reason, there’s the inconvenience of returning the product. This often involves a phone call and trip to the local post office, after which one waits again to either receive a replacement or refund. Compare this to just running the item and receipt back to a local brick front store and having either a refund or an exchanged product in hand within a few minutes.

Let’s talk about security. In a physical store, cash can be used, and if a debit or credit card is used the shopper gets to see who processes his or her card. Also, one is usually not required to provide personal information such as a name and physical address. Not so with online shopping, as the item must be addressed and delivered to a person at an address. Cash cannot be used online, so what entity processes the card and captures the personal information over the web? And how well is the personal information protected? One way to greatly reduce risk when shopping online is to use virtual credit card numbers. These numbers are provided by credit card issuers such as Citi and Discover, and can be used only once, so even if the credit card information is captured by some other entity during the transaction, it cannot be used to complete a second purchase. I use virtual credit card numbers when I shop online, and I highly recommend this practice.

Let us look at the benefits of shopping online. If the four-wheeled vehicle in one’s driveway is expensive to gas up, then it’s an obvious plus to be able to shop the virtual market and save transportation costs. It is also a “greener” arrangement-computers emit little or no carbon even when powered. For those who find it tiring to deal with crowds, there are none in cyberspace, and no lines to wait in during checkout. The magical online domain has no weather to hinder one, either-all shopping is done within a sheltered environment, safe from inclement weather. And there’s no need to worry about keeping one’s children together and in sight when online shopping. But perhaps the best feature of all is the cost savings that can be realized online. Online items can more often that not be purchased and shipped for substantially less, because the price doesn’t include any overhead costs associated with having a physical brick and mortar store. In most cases there is also no sales tax either, unless the merchant maintains some type of physical presence in the state where the item is purchased. For example, Amazon.com only charges sales tax on orders that are shipped to Kansas, North Dakota, New York or Washington, and Overstock.com only charges sales tax on orders that are shipped to Utah. To sweeten the deal, many merchants offer special online coupons, coupon codes and promotional codes that provide additional discounts.

As an example of the money that can be saved when shopping online, I bought a “Cuisinart Prep 11 Plus” food processor and used the online comparison shopping engine at Shopzilla.com to find the best deal, which was at Etronics.com for $172 with no sales tax and free shipping. A local Sears store had it listed at $199.99 and would have charged about $16 in sales tax for a total of $216. In this particular case I saved $44 (20%) shopping online and using Shopzilla to put online stores in competition for my business. And it only took me about 10 minutes of effort. With the advent of cheaper computing and increasing levels of online competition, people are generally becoming used to accessing the world through the eyes of cyberspace. So it is the coming thing, and a tide that is not likely to be turned. We as a society have adapted to other significant changes over time, such as the advent and convenience of air travel, trains and automobiles over horses, and online shopping is yet another paradigm shift we will adapt to.

In summary, when looking at the pros and cons of online shopping, the pros outweigh the cons, especially for items that are widely available and for which the best price is being sought. Shoppers save time and money buying what they need online and virtual store owners can run their businesses on far less overhead. The fact that the pros outweigh the cons is evident when one looks at the sharp increases in online shopping that have occurred on a global basis over the past few years.

I think not. It is more appropriate to say opportunities galore. More often than not, people hate on 80’s American Cars saying it was the low point for the American Petrol head. That’s understandable since it is true. It was a very low point. So much so that even Ferraris of that time struggled to get to 350 horsepower. A lot of vehicles were boxes with no style except the few which slipped through the cracks.

We did get some interesting vehicles and in my opinion, some good looking ones.

**Manufacturer Dodge**

The Omni GLH is a good example. It was a good looking car, had good performance and if you go to TheTurboDodge.com it is a good price. There were many great 80’s cars.

Buick Regal GNX is the perfect example, but that was one of very few 80’s cars that have become “classics” rather than a rust bucket destined for the junkyard.

Another less famous classic is the Shelby CSX. This pocket rocket is a classic in its own right. While less famous then the GNX, it is a quick little car! The CSX scampers away to a top speed of 132 miles per hour (“mph”) in 1989, while having 175 horsepower and with a 0-60mph of 7.0 seconds in 1989. Does that sound fairly slow? It is actually pretty nippy. Given the fact quite a few modern cars are within that same range, making this a hot little car.

This along with the Omni GLH could be called America’s 99 Turbo, only more underrated. (Arguably)

In 1987, the CSX could do 0-60mph in 7.1 seconds, with a top speed of 131 mph. It was able to do the quarter mile in 15.7 seconds. The suspension was modified with low pressure gas-charged Monroe Formula GP struts with coilover high rate sport springs and specially calibrated anti-roll bars were used on the front. The rear is a semi-independent trailing arm suspension featuring Monroe Formula GP shocks and a large-diameter solid anti-roll bar. This lowered the car by 0.7-0.85 inch making it the real deal.

A rental car version of the CSX was done which was called the CSX-T.

1988 was the second year for the Shelby CSX. This was the year Shelby worked out a deal with Thrifty to create the limited production CSX-T specifically for Thrifty’s rental car business. The “T” in CSX-T stood for Thrifty. It was not available to the general public much like Carroll Shelby had done in the 60s for Hertz Car Rental with the Mustang GT-350H. Eventually cars filtered into public hands through direct sales and auctions after the cars had run their cycle as rentals.

Carroll Shelby even spread his magic to the Dakota. If you wanted a V8 tuned by Shelby, this was the way to go. It was based on the two-wheel drive short-wheelbase Dakota Sport. The first change Shelby made was replacing the 125hp 3.9liter V6 with a throttle body fuel-injected 5.2liter 318 CID V-8. The engine was the same Dodge used in its full size pickups.

In order to make the V-8 fit, the cooling system had to be modified by replacing the standard belt-driven engine fan with a set of twin electric fans which were mounted in front of the radiator. The engine otherwise remained completely stock. This one modification added 5 extra horsepower over regular size Dodge pickups bringing the total to 175hp and 270lb ft.

The transmission was a 4 speed automatic with locking torque converter (also available on the V6 Dakotas that year). The axle ratio was 3:90:1 with a SureGrip limited slip. This hardware allowed for 0 to 60mph in 8.7 seconds. The standing quarter mile was covered in 16.5 seconds at 82mph. No manual transmission was available.

In the ’90s, the trend of fast trucks was continued by the Syclone, Lightning F-150 and the SRT-10 Ram.

The CSX and the Dakota weren’t the only two vehicles Shelby modified, the Lancer also go the treatment which made it a much sportier package. The Lancer puts out 175 horsepower. You could call this “the M5 from Dodge”. Of course, that may be stretching it a bit. Either way, if you wanted a fast Sedan, this was an option. It could do 0-60mph in 7.7 seconds.

People say the 80’s were a low point, but there were some signs the light hadn’t been overshadowed by darkness. Shelby’s introduction to the high performance luxury Sedan market was the Limited Edition 1987 Shelby Lancer which was a departure from his previous ventures. This car was designed with a single goal in mind; to be the ultimate expression of how a true enthusiast’s automobile should perform.

Shelby aimed to make the Lancer more lavishly equipped than his previous Dodge-based offerings. Each Shelby Lancer came identically equipped and there were no options. It could do the quarter mile in 15.7 seconds at 89 mph and a top speed of 130 mph.

These cars did not go away quietly; they went out with a BANG!!

The Charger got in on the action. While a lot of people hate the 1980 model years of the Charger, saying it “tarnished” the name. You can’t deny they did make a fast version. Like the Dakota, Lancer and CSX, this is powered by a 2.2 Liter Turbo, with 175 horsepower and 175 lb.-ft. It ran 0-60mph in 6.95 seconds, did the quarter mile in 14.7 seconds at 94mph and a top speed of 134mph.

As with the ’86 GLH­S, several changes were made from the suspension being upgraded to Koni adjustable struts and shocks, anti-roll bars were added and they slightly altered the alignment. The tires remained 205/50VR-15 Goodyear Eagle VR Gatorbacks, mounted on 15×6 inch Shelby “Centurion II” aluminum wheels. The front featured power assist Kelsey Hayes brakes which were 10.2 x.94 inch vented discs with 54mm single pistons. The rear had 8.0 x 1.28 inch drums.

Whether you like it or not, Shelby made the most of what he had to work with.

Online Giving Tip 1: Know Your Charity:

Make sure you have the exact name of the organisation. Some charities or charity websites have names that sound similar and you need to make sure it is a legitimate non-profit.

Before you give online you should be familiar with the name and reputation of the charity you intend to support.

If in doubt check with your country’s or province statutory body for charities.

2: Give to Legitimate:

Only give to charities recognised by the appropriate governmental body in their respective country.

Look for the charity to explain their tax-exempt non-profit (NGO) status in a FAQ or similar area of their website.

You should also be aware that some advocacy organisations are not allowed by law to issue tax-deductible receipts but you may still wish to support their work. However, the recommendation is to understand before you make the gift in terms of what type of tax receipt you can expect.

However, tax relief/recovery can be applied to donations from people who pay tax.

3: Feel Free To Ask Questions:

Any legitimate charity seeking your support via the Internet or offline will give you ample opportunities to ask questions and to learn about their mission.

You can learn a lot about a non-religious charity by asking for the Annual Return the charity files with the statutory authority each year or ask for a copy of their Annual Report & Accounts.

Nonprofit organisations registered as a charity are required by law to provide this information when asked. Non-registered charities should even at least produce, (and be able to supply), an Annual Report & Accounts.

It is recommended that any proposed giving to a charity should be examined through material available from the appropriate statutory authority who can also provide a service enabling the proposed donor to check well in advance that any charity collection they authorise is genuine.

How? By checking, for example, that:

– The charity or cause to benefit is reputable, not merely registered.

– The collector or organiser genuinely acts for that charity or cause.

Statutory authority(ies) website(s) also provides a service to charities to make it more likely that they will actually receive the proceeds of collections made in their name.

Encryption:

4: Give Safely:

Make sure the charity site uses encryption technology that ensures appropriate security for online donations and data transmission.

Before entering any information you consider sensitive (i.e. credit card number, personal identification data, etc), verify that the page requesting your credit card information is secure (encrypted). The letters https:// rather than http:// should precede the page’s URL and/or there should be an unbroken key or padlock symbol located in the corner of the web browser.

If in doubt contact the charity by telephone or by e-mail before you provide the information online.

Sponsorship Subscription Contribution(s) can also be made via online banking to make fast, easy and secure payments to a charity or alternatively a direct credit transfer payment from your business/organisation to a charity.

5: Consider Giving Directly:

The Internet provides tremendous opportunities to support the charity of your choice directly.

Do not get taken by charity or someone who is in need through chain letters be they by mail or online. Letters/e-mails that claim money will go to a specified charity each time the message is forwarded are not true.

If your charity does not provide online giving opportunities at their website, consider giving through recognised umbrella sources which provides all registered charities with the ability to receive online donations.

6: Demand Privacy:

Check for a Privacy Policy concerning the use of your name, e-mail address or other personal information.

Do not disclose personal information, such as your address, telephone number, social security number, or e-mail address unless you know who is collecting the information and how they plan to use it.

7: Keep Records:

Print a copy of the final confirmation screen that appears when you have made your gift.

In addition, keep a copy of your charitable gift confirmation e-mail for your records.

If you do not receive a confirmation of the gift by e-mail, (and in most cases by mail as well), do not give to that charity online again, until you are certain they have brought their online solicitation policies in line with these tips.

In such cases, contact the charity to make sure they received your gift and request confirmation of the gift.

8: Look For Contact:

A reputable charity will make certain contact information is readily available in case you need assistance with questions, problems, or service.

The charity should provide one or more ways to reach them offline as well as communicate with them directly online.

Look for the charity’s contact address, telephone, e-mail address, etc.

9: Know How Your Money Will Be Used:

The Internet provides charities with an opportunity to share more information about their work with you the donor.

You should be able to learn how the charity you contribute to plans to use the money donated to help others and fulfil their mission.

If you are not certain how the charity will use your charitable gift, ask!

10: Request Regular Information:

Your favourite charity should provide an opportunity to hear about their work regularly.

On their website or through e-mail updates the charity should provide information about how they fulfil their stated mission.

These updates should be received on a regular basis and should not be tied only to requests for contributions.

Consider before you Donate!

Do not rush:

Before you send a cheque to the first person that solicits your money by phone, stop and think about it. There are nearly over million organisations, or non-profit groups that take tax-exempt contributions. Many of them have similar sounding names but varying degrees of efficiency when it comes to spending your money.

In other words, you will need to do a little work to ensure your hard-earned pounds help the people/cause who need it most.

Tap the web

One of the easiest ways to analyse any charity is to turn to one of the Web sites that provide detailed and comparable information on charitable organisations.

There are a number of sources which maintains ratings on individual charities as well as information on how efficiently it spends donations. These can also include downloadable copies of revenue services filings for many non-profit groups. With organisations generally, you will find charities that have met select criteria to become a member.

Watch for con artists

Unfortunately, it happens that just about every time a major disaster occurs, a scam artist somewhere decides to set up a fake charity to milk pounds out of well-meaning contributors.

For that reason, do not send money to telephone solicitors you do not know. Watch out for mail solicitations as well. A common scam is to send a request for money disguised as a bill. Appeals that include sweepstakes promotions should disclose that you do not have to contribute to be eligible for any prizes.

If you are contacted by an organisation by phone or mail and you want to give to their cause, call the charity directly instead of donating through a third-party. Many provinces/countries that solicitors identify themselves as such and legitimate fundraisers will be happy to send you written information by mail if you request it. You should also ask for written proof that your donation is deductible.

Do not pay cash

Some charities send letters to all donors regardless of the size of their cheque, but many charities only provide receipts to those who give a certain ceiling limit or more. So you are better off making your donation by cheque. That way, you will have proof of your donation when tax time rolls around.

Also, know the difference between tax exempt and tax deductible. Tax-exempt means the organisation does not have to pay taxes, whereas tax deductible means you can deduct your contribution.

The more you give, the more control you may have over the pounds you donate. Some charities allow donors of – £5,000 or more to earmark the money for a specific use, in charity law parlance this is known as ‘restricted funds”.

Think of alternatives

It is likely that the massive amounts of pounds going to south Asia could strap smaller, domestic charities. You may want to consider writing a cheque to a local organisation at the same time you send money to help tsunami victims.

Code of Ethical Online Philanthropic Practices

Contributors are encouraged to be aware of non-Internet related fundraising practices that fall outside the scope of this article.

Philanthropic Fundraising Experience

Clearly and specifically display and describe the organisation’s identity on the organisation’s website.
Employ practices on the website that exhibit integrity, honesty, and truthfulness and seek to safeguard the public trust.
Privacy and Security

Seek to inspire trust in every online transaction;
Prominently display the opportunity for supporters to have their names removed from lists that are sold to, rented to, or exchanged with other organisations;
Conduct online transactions through a system that employs high-level security technology to protect the donor’s personal information for both internal and external authorised use;
Provide either an opt in and opt out mechanism to prevent unsolicited communications or solicitations by organisations that obtain e-mail addresses directly from the donor. Should lists be rented or exchanged, only those verified as having been obtained through donors or prospects ‘opting in-out’ will be used by a charity;
Protect the interests and privacy of individuals interacting with their website;
Provide a clear, prominent, and easily accessible privacy policy on its website telling visitors, at a minimum, what information is being collected, how this information will be used and who has access to the data.

Reference and guidance in the UK should be made to fundraising regulation and fundraising preference or existing governing bodies for fundraising and voluntary sector.

Disclosures

Disclose the identity of the organisation or provider processing an online transaction;
Guarantee that the name, logo and likeness of all parties to an online transaction belong to the party and will not be used without express permission;
Maintain all appropriate governmental and regulatory designations or certifications;
Provide both online and offline contact information.
Complaints

Provide protection to hold the donor harmless of any problem arising from a transaction conducted through the organisation’s website; promptly respond to all customer complaints and to employ best efforts to fairly resolve all legitimate complaints in a timely fashion.
Transactions

Ensure contributions are used to support the activities of the organisation to which they were donated;
Ensure that legal control of contributions or proceeds from online transactions is transferred directly to the charity or expedited in the fastest possible way;
Companies providing online services to charities will provide clear and full communication with the charity on all aspects of donor transactions, including the accurate and timely transmission of data related to online transactions; Corporate Social Responsibility (CSR) policies will invariably be published on companies websites’.
Stay informed regarding the best methods to ensure the ethical, secure and private nature of online fundraising/donation transactions;
Adhere to the spirit as well as the letter of all applicable laws and regulations, including, but not limited to, charity solicitation and tax laws;
Ensure that all services, recognition and other transactions promised on a website, in consideration of gift or transaction, will be fulfilled on a timely basis;

Many people believe that some systems are too secure that often they neglect the fact that some updates on both hardware and software programs may decrease ones security features. When one hears the word “hack” the first thing that immediately comes to mind is the loss of security of an online account either by brute force or mere negligence.

In our world today, there has been many reference to online hacking but as the group of known hackers are slowly emerging into open space, the word is slowly changing in definition depending on the reason why a certain person hacks the network. The reasons vary from being hired to try to violate the security of the network and discover potential problems prior to launching a program to the extremities of a more evil reason-malicious intent.

The question now remains on how one can possibly protect themselves from online hacking-or is it even possible. The answer is a big uncertainty. While we can do a lot of precautions, the possibility of getting vulnerable and open for hackers is still high. Added necessary precautions may include but are not limited to:

Secured Network. This is highly recommended for financial transactions done online or to any account that is of monetary value found on a server that can be accessed via a hardware device connected to a network. People are advised to do transactions if and only if they own the network, the network is secured and if they do trust the third party who receives the transaction they want to process.

Email precautions. A lot of people become victims to hackers on email systems because they tend to open email content whose recipients are unknown to them. Sometimes, it is very inviting to pen such promotional items especially if the content seems to come from a valid source. However, always keep in mind the saying: “when it’s too good to be true, it’s not true.” This is most especially factual of many who become victims of online hackers through emails.

Use of devices. Never input confidential account details or passwords on devices that you do not own. Even if they are a friend’s, you aren’t sure what may happen because your friend may not be too careful and may have had unknown threats already in their device. Remember that anyone can access public computers and install third party software’s that keep a log of all the details you input. Always use your own device and clear cache and cookies all the time especially when you did access your account.
There are other ways that you can protect your account but remember that the threat will always be present that is why whatever you transact online should be things you are willing to accept the possibility of loss of. Always be aware of the transactions you do, even of just going into your social media accounts. Remember that while giving trust to other people promotes friendliness, it may also open you to so much more accountability in the future (social engineering hacker’s field).

The branch of technology that incorporates the electronic media in the buying and the selling process is known as the Ecommerce. Since the inception of the World Wide Web, the market has been clustered with millions of competitive websites that needed to use completely new strategies to attract their prospective consumers from around the world.

With the technical world advancing rapidly, and online stores gaining more momentum, environ is such that the consumers buy products regardless of their geographical barrier. This unprecedented growth of the E-commerce website has made this a feasible option making it probable for the sellers to deliver their products all over the world.

Just as a website can be the online brand identity, the ecommerce website enables the entrepreneur to successfully display information about their products and services. This category of websites construes the services and the products. Accrediting the business organization with this type of website, allows the industrialist to carve a niche among the million others. Nominal in investments, this website garners the potential of the website to yield unfathomed results.

The electronic commerce website draws in several technologies to ultimately produce the desired outcome. These following technologies like the supply chain management, electronic funds transfer, Internet Marketing, electronic data exchange, online transaction processing, inventory management systems, are integrated to make the website successful and functional. The electronic commerce is considered the sales component of any business. This exchange of data to facilitate the financing and the paying aspects is also a characteristic of the transactions that occur through the website.

The various components of the E-commerce Website

Virtual storefronts integrated in the website with online catalogs, which is clustered to form a “virtual mall.”
The demographic data collected through Web contacts.
Electronic Data Interchange or the business-to-business exchange of data.
Email, Fax and the use of media to promote the future endeavors and to establish the consumers.
Secured business transactions.
B2B trade and selling.
With groundbreaking popularity in the world, the retailers today prefer to have an online platform. Each year billions of dollars undergo transaction. The future of this looks bright, and with the recent developments in the field of web design and development, E-commerce is now a dynamic website that can be customized accordingly. Now, the website welcomes its prospective consumers with a more appealing ambience. This piques the curiosity of the end-users, thereby increasing sales and maximizing the returns.

Propaganda by the social networking platform is also popular. Millions of people use these social sites to connect and this makes it a potential hub for the sellers to propagate adverts. The relevant audience can be targeted with a complete detailed feedback so that they can ameliorate in their services.

The mobile boom has also affected the market with everyone now using a Smart phone to search the Internet. Being easy and always accessible make them a preferred podium to shop. This is the reason that E-commerce website be optimized to a M-commerce wherein the owner can display all his products. This should be adept for mobile viewing.

The e-commerce website has shrunk the diversity of the world. Now, integrated even in the mobile, the websites has increased their sales radically.

Jeff Elton, an oscommerce Developer believes that the E-commerce website has brought about a complete new change in online shopping. Safe and secure, the online shops deliver their products irrespective of their geographical locations.